If your trip fell through tomorrow, how much money would you get back?

Most people who skip travel insurance have never needed it.
That's not the same as being covered.
That's just been lucky so far.

Forward your booking confirmation. We reply with exactly what you're covered for — and what you're not. Takes us about 4 minutes.

Free · No account · No signup

Find your booking confirmation email → forward it to ask@wellcovered.ai

Forward a Booking Confirmation

Clicking opens your email, pre-addressed · Flight · Hotel · Car rental · Weekend stay

Your email. Your brief. Nobody else sees it.

Associated with your email address only — not a shared inbox, not a public record.

See what you get back

I've never bought travel insurance in my life. Forwarded my Italy confirmation out of curiosity. Turns out I was covered for most things — but I had no idea my health plan wouldn't cover a medical flight home. Bought a $40 add-on. Felt like an adult.

SF Bay Area · Italy trip

Always clicked 'no thanks' on Expedia. Forwarded my hotel confirmation just to see. They told me I was already covered and didn't need anything. Didn't buy a thing. Somehow that made me trust them more.

Chicago · Domestic trip

Booked a non-refundable hotel two weeks ago. Forwarded it on a whim. Turns out I had 4 days left to add cancellation protection. Never would have known that was even a thing.

Austin · Weekend stay

How it works

Forward an email.
Get a plain-English answer.

01

Find your booking confirmation

It's in your email — the confirmation you got when you booked your flight, hotel, car rental, or Airbnb. Just find it and forward it to ask@wellcovered.ai. No account, no signup, no app.

Any booking type, any email client
02

We figure out what you have

We check what your credit card typically covers for this type of booking, what health plans usually handle for your destination, and where the common gaps are. The more you send, the more specific we can be.

Takes us about 4 minutes
03

You get the truth, whatever it is

What you're covered for, what you're not, and if there's anything time-sensitive you should know about. If you're already fine, we'll say so. If there's a gap worth knowing about, we'll tell you what it costs to fix. Then you decide.

"You're already covered" is a valid outcome

What you get back

A reply that tells you
exactly where you stand.

Plain English. No insurance jargon. Based on what you send us — the more detail, the sharper the picture.

WC
WellCovered~4 minutes after you forward
Covered
If you have to cancel, your credit card likely covers youSend us your card's benefit guide and we'll tell you exactly how much and for what reasons
Need to check
Delayed baggage — depends on which card you used to bookThe benefit only applies to the card you actually paid with — let us know which one
Gap
If you need a medical flight home from Japan, you're not coveredThis isn't in most standard policies. It can cost $80–120k. A policy that covers it runs about $45 for this trip.
Time-sensitive
You have 6 days to add the option to cancel for any reasonAfter Mar 22, this option expires permanently for this booking. Your call whether it's worth it.
What happens next is up to you. Buy something, send more documents for a sharper picture, or do nothing because you're fine. We don't follow up.

Questions

Straight answers.

You might not need it. But "nothing has ever gone wrong" and "I'm covered if something does" are different things. WellCovered tells you what you actually have for this specific trip — which is sometimes nothing, sometimes more than you thought, and occasionally one gap worth knowing about. Forward one email and you'll know for sure.

Maybe. Credit card travel benefits are real — but they only apply to the specific card you used to book the trip, vary significantly by card, and most don't cover things like emergency medical flights home. We'll tell you what's typically covered for your booking, and get more specific if you send us your card's benefit guide.

Probably not. There's an option called cancel-for-any-reason coverage that you can add after booking — not before. Most people don't know it exists. You typically have 14–21 days from when you first booked to add it. If that window is still open, we'll tell you exactly how much time you have and what it costs. Forward your confirmation now and we'll check.

Then you don't need anything. "You're already covered" is a perfectly valid outcome — and we'll say it clearly when that's the case. An advisor who sometimes tells you you're fine is more trustworthy than one who always finds something to sell you.

Yes. What you send is associated with your email address only — it's not a shared inbox or a public record. Your brief is private to you. We parse the booking details to produce your analysis and use aggregate anonymized data to improve the service. We don't sell your personal information and don't share it with third parties. Full details on our Security page.

If there's a real gap, we'll tell you what it costs to fix it and link you to a policy. You decide. If you're already covered, we say so and that's it. We don't follow up, we don't have a drip sequence, we don't send promotional emails. You asked, we answered.

Takes 30 seconds to send. 4 minutes to hear back.

Find out what you
actually have
for this trip.

No account. No app. No signup. Find your booking confirmation, forward it, and a plain-English answer lands in your inbox.

Forward a Booking Confirmation
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Free. If we find a real gap and you fill it through a partner, we may earn a referral fee. Your personal information is never sold.